Welcome to
JZA Insurance
Employee Group Benefits, Home & Auto Insurance, Business Insurance, Medicare, Life Insurance
James Zander & Associates has been serving the community since 1983. The agency began 39 years ago offering Employee Benefits to local businesses and currently we partner with hundreds of local companies in providing their Employee Benefits. In the mid 1990’s, the agency expanded to offer Commercial Business Insurance and in the mid-2000s, we expanded further offering Home and Auto Insurance to our growing clientele. Finally, in 2008 we began offering Medicare Supplement Insurance & Medicare Advantage Plans and we have enjoyed rapid growth in this area.
Employee Benefits
James Zander Insurance offers a complete line of group insurance benefits for employers ranging from small to large companies.
All employers face the challenges and opportunities of health care reform mandated by the Affordable Care Act (ACA). We will guide both employers and employees through the health care reform maze and compliance requirements.
Additionally, all of our group clients have no-fee access to our robust HR Technology and administrative support programs.
Business Insurance
Commercial business insurance provides wide-ranging protection for businesses and their subsidiaries under a single policy. There are various types of commercial business insurance that provides coverage for property, liability and workers’ compensation, to name a few. We will design and build a comprehensive risk management solution around your particular business. We thoroughly examine every aspect of your operation to determine the best possible approach while remaining sensitive to costs.
Home
If you have tangible assets, you need the protection of a homeowners insurance policy. These policies cover you in a home or an apartment, whether you are an owner or a renter. A well-written homeowners policy will pay to replace any of your personal property that is destroyed in a fire or other disaster. The policy will also be your first line of defense against a lawsuit from someone injured at your home.
Auto
Auto insurance provides financial protection against physical damage and/or bodily injury resulting from traffic collisions and against liability that could also arise. We can insure your car, motorcycle, boats, motorhome, and ATVs, all in the same place with the same great prices.
Medicare
A Medicare Supplement policy (Medigap) is health insurance sold by private insurance companies to fill the “gaps” in Original Medicare Plan coverage. Medigap policies help pay most of the health care costs that the Original Medicare Plan does not cover. Alternatively, if it’s fits your particular situation, there is also a Medicare Advantage plan, also known as Part C. These Medicare Advantage plans can have considerable out-of-pocket costs and restrictive networks, but can be a cost saving option. Let’s talk and together, we’ll find the plan that best suits you.